mathews eldridge argued october decided february order establish initial continued entitlement disability benefits social security act act worker must demonstrate inter alia unable engage substantial gainful activity reason medically determinable physical mental impairment worker bears continuing burden showing means medically acceptable techniques impairment severity perform previous work kind gainful work state agency makes continuing assessment worker eligibility benefits obtaining information worker sources medical treatment agency may arrange independent medical examination resolve conflicting information agency tentative assessment beneficiary condition differs beneficiary informed benefits may terminated provided summary evidence afforded opportunity review agency evidence state agency makes final determination reviewed social security administration ssa ssa accepts agency determination gives written notification beneficiary reasons decision right de novo state agency reconsideration upon acceptance ssa benefits terminated effective two months month recovery found occurred reconsideration state agency ssa review decision remains adverse recipient notified right evidentiary hearing ssa administrative law judge adverse decision results recipient may request discretionary review ssa appeals council finally may obtain judicial review determined benefits terminated claimant disability extended beyond date cessation initially established entitled retroactive payments retroactive adjustments also made overpayments years respondent first awarded disability benefits received completed questionnaire monitoring state agency considering information contained therein obtaining reports doctor independent medical consultant agency wrote respondent tentatively determined disability ceased may advised might request reasonable time furnish additional information reply letter respondent disputed one characterization medical condition indicated agency enough evidence establish disability agency made final determination reaffirming tentative decision determination accepted ssa notified respondent july benefits end month right state agency reconsideration within six months instead requesting reconsideration respondent brought action challenging constitutionality procedures terminating disability benefits seeking reinstatement benefits pending hearing district relying part goldberg kelly held termination procedures violated procedural due process concluded prior termination benefits respondent entitled evidentiary hearing type provided welfare beneficiaries title iv act appeals affirmed petitioner contends inter alia district barred considering respondent action weinberger salfi held district courts precluded exercising jurisdiction action seeking review decision secretary health education welfare regarding benefits act except provided grants jurisdiction review final decision secretary made hearing party held district jurisdiction respondent constitutional claim since denial request benefits final decision respect claim purposes jurisdiction pp finality requirement consists waivable requirement administrative remedies prescribed secretary exhausted nonwaivable requirement claim benefits shall presented secretary respondent answers questionnaire letter state agency specifically presented claim benefits terminated still disabled thus satisfied nonwaivable requirement pp although respondent concededly exhaust secretary procedures ordinarily secretary power waive exhaustion case claimant interest particular issue promptly resolved great deference secretary judgment inappropriate facts respondent constitutional challenge collateral substantive claim entitlement contrary situation salfi colorably claimed erroneous termination damage way compensable retroactive payments warrant conclusion denial claim continued benefits sufficiently final decision respect constitutional claim satisfy statutory exhaustion requirement pp evidentiary hearing required prior termination social security disability payments administrative procedures prescribed act fully comport due process pp ue process flexible calls procedural protections particular situation demands morrissey brewer resolution issue involving constitutional sufficiency administrative procedures prior initial termination benefits pending review requires consideration three factors private interest affected official action risk erroneous deprivation interest procedures used probable value additional procedural safeguards government interest including fiscal administrative burdens additional substitute procedures entail pp private interest adversely affected erroneous termination benefits likely less case disabled worker case welfare recipient like claimants goldberg supra eligibility disability payments based financial need although hardship may imposed upon erroneously terminated disability recipient need likely less welfare recipient view forms government assistance available terminated disability recipient less reason goldberg depart ordinary principle something less evidentiary hearing sufficient prior adverse administrative action pp medical assessment worker condition implicates sharply focused easily documented decision typical determination welfare entitlement decision whether discontinue disability benefits normally turn upon routine standard unbiased medical reports physician specialists richardson perales disability situation potential value evidentiary hearing thus substantially less welfare context pp written submissions provide disability recipient effective means communicating case decisionmaker detailed questionnaire identifies particularity information relevant entitlement decision information critical decision derived directly medical sources finally prior termination benefits disability recipient representative afforded full access information relied state agency provided reasons underlying tentative assessment given opportunity submit additional arguments evidence pp requiring evidentiary hearing upon demand cases prior termination disability benefits entail fiscal administrative burdens proportion countervailing benefits judicial model evidentiary hearing neither required even effective method decisionmaking circumstances prescribed procedures provide claimant effective process asserting claim prior administrative action also assure right evidentiary hearing well subsequent judicial review denial claim becomes final deprivation procedural due process pp powell delivered opinion burger stewart white blackmun rehnquist joined brennan filed dissenting opinion marshall joined post stevens took part consideration decision case solicitor general bork argued cause petitioner briefs deputy solicitor general jones acting assistant attorney general jaffe gerald norton william kanter david cohen donald earls argued cause respondent briefs carl mcafee albert woll laurence gold stephen berzon filed brief american federation labor congress industrial organizations et al amici curiae urging affirmance david webster filed brief caroline williams amicus curiae justice powell delivered opinion issue case whether due process clause fifth amendment requires prior termination social security disability benefit payments recipient afforded opportunity evidentiary hearing cash benefits provided workers periods completely disabled disability insurance benefits program created amendments title ii social security act stat respondent eldridge first awarded benefits june march received questionnaire state agency charged monitoring medical condition eldridge completed questionnaire indicating condition improved identifying medical sources including physicians received treatment recently state agency obtained reports physician psychiatric consultant considering reports information file agency informed eldridge letter made tentative determination disability ceased may letter included statement reasons proposed termination benefits advised eldridge might request reasonable time obtain submit additional information pertaining condition written response eldridge disputed one characterization medical condition indicated agency already enough evidence establish disability state agency made final determination ceased disabled may determination accepted social security administration ssa notified eldridge july benefits terminate month notification also advised right seek reconsideration state agency initial determination within six months instead requesting reconsideration eldridge commenced action challenging constitutional validity administrative procedures established secretary health education welfare assessing whether exists continuing disability sought immediate reinstatement benefits pending hearing issue disability supp wd secretary moved dismiss grounds eldridge benefits terminated accordance valid administrative regulations procedures failed exhaust available remedies support contention due process requires pretermination hearing eldridge relied exclusively upon decision goldberg kelly established right evidentiary hearing prior termination welfare benefits secretary contended goldberg controlling since eligibility disability benefits unlike eligibility welfare benefits based financial need since issues credibility veracity play significant role disability entitlement decision turns primarily medical evidence district concluded administrative procedures pursuant secretary terminated eldridge benefits abridged right procedural due process viewed interest disability recipient uninterrupted benefits indistinguishable welfare recipient goldberg noted decisions subsequent goldberg demonstrated due process requirement pretermination hearings limited situations involving deprivation vital necessities see fuentes shevin bell burson reasoning disability determinations may involve subjective judgments based conflicting medical nonmedical evidence district held prior termination benefits eldridge afforded evidentiary hearing type required welfare beneficiaries title iv social security act relying entirely upon district opinion appeals fourth circuit affirmed injunction barring termination eldridge benefits prior evidentiary hearing reverse ii outset confronted question whether district jurisdiction suit secretary contends decision last term weinberger salfi bars district considering eldridge action salfi action challenging social security act eligibility requirements surviving wives stepchildren deceased wage earners held precludes jurisdiction action challenging denial claimed benefits avenue judicial review requires exhaustion administrative remedies provided act jurisdictional prerequisite section part provides individual final decision secretary made hearing party irrespective amount controversy may obtain review decision civil action commenced within sixty days mailing notice decision within time secretary may allow salfi identified several conditions must satisfied order obtain judicial review requirement final decision secretary hearing regarded central requisite grant jurisdiction implicit salfi however principle condition consists two elements one purely jurisdictional sense waived secretary particular case waivable element requirement administrative remedies prescribed secretary exhausted nonwaivable element requirement claim benefits shall presented secretary absent claim decision type decision secretary clearly required statute second requirement essential distinct precondition jurisdiction evident different conclusions reached salfi respect named appellees unnamed members class latter complaint found jurisdictionally deficient since contain ed allegations even filed application secretary respect named appellees however concluded complaint sufficient since alleged fully presented claims benefits district social security office upon denial regional office reconsideration eldridge fulfilled crucial prerequisite answers state agency questionnaire letter response tentative determination disability ceased specifically presented claim benefits terminated still disabled claim denied state agency decision accepted ssa fact eldridge failed raise secretary constitutional claim pretermination hearing controlling construed salfi requires final decision secretary respect claim entitlement benefits indeed named appellees salfi present constitutional claim secretary weinberger salfi app situation identical salfi secretary power amend statute alleged unconstitutional case authority determine timing content procedures challenged however regard difference significant unrealistic expect secretary consider substantial changes current administrative review system behest single aid recipient raising constitutional challenge adjudicatory context secretary required even consider challenge nonwaivable jurisdictional element satisfied next consider waivable element question whether denial eldridge claim continued benefits sufficiently final decision respect constitutional claim satisfy statutory exhaustion requirement eldridge concedes exhaust full set procedures provided secretary see cfr salfi recognized secretary may waive exhaustion requirement satisfies stage administrative process review warranted either internal needs agency fulfilled relief sought beyond power confer salfi suggested power determine finality occurred ordinarily rests secretary since ultimate responsibility integrity administrative program cases may arise claimant interest particular issue resolved promptly great deference agency judgment inappropriate case eldridge constitutional challenge entirely collateral substantive claim entitlement moreover crucial distinction nature constitutional claim asserted raised salfi claim predeprivation hearing matter constitutional right rests proposition full relief obtained postdeprivation hearing see regional rail reorganization act cases light prior decisions see goldberg kelly fuentes shevin eldridge raised least colorable claim physical condition dependency upon disability benefits erroneous termination damage way recompensable retroactive payments thus unlike situation salfi denying eldridge substantive claim reasons upholding provisions stage answer constitutional challenge conclude denial eldridge request benefits constitutes final decision purposes jurisdiction constitutional claim proceed merits claim iii procedural due process imposes constraints governmental decisions deprive individuals liberty property interests within meaning due process clause fifth fourteenth amendment secretary contend procedural due process inapplicable terminations social security disability benefits recognizes implicit prior decisions richardson belcher richardson perales flemming nestor interest individual continued receipt benefits statutorily created property interest protected fifth amendment cf arnett kennedy powell concurring part board regents roth bell burson goldberg kelly rather secretary contends existing administrative procedures detailed provide process constitutionally due recipient deprived interest consistently held form hearing required individual finally deprived property interest wolff mcdonnell see phillips commissioner see also dent west virginia right heard condemned suffer grievous loss kind even though may involve stigma hardships criminal conviction principle basic society joint comm mcgrath frankfurter concurring fundamental requirement due process opportunity heard meaningful time meaningful manner armstrong manzo see grannis ordean eldridge agrees review procedures available claimant initial determination ineligibility becomes final adequate disability benefits terminated evidentiary hearing stage administrative process dispute centers upon process due prior initial termination benefits pending review recent years increasingly occasion consider extent due process requires evidentiary hearing prior deprivation type property interest even hearing provided thereafter one case goldberg kelly held hearing closely approximating judicial trial necessary cases requiring type pretermination hearing matter constitutional right spoken sparingly requisite procedures sniadach family finance involving garnishment wages entirely silent matter fuentes shevin said replevin suit two private parties initial determination required something ex parte proceeding clerk similarly bell burson supra held context revocation driver license due process required prerevocation hearing involve determination fault licensee noting hearing need take form full adjudication question liability see also north georgia finishing recently arnett kennedy supra sustained validity procedures federal employee dismissed cause included notice action sought copy charge reasonable time filing written response opportunity oral appearance following dismissal evidentiary hearing provided decisions underscore truism ue process unlike legal rules technical conception fixed content unrelated time place circumstances cafeteria workers mcelroy ue process flexible calls procedural protections particular situation demands morrissey brewer accordingly resolution issue whether administrative procedures provided constitutionally sufficient requires analysis governmental private interests affected arnett kennedy supra powell concurring part goldberg kelly supra cafeteria workers mcelroy supra precisely prior decisions indicate identification specific dictates due process generally requires consideration three distinct factors first private interest affected official action second risk erroneous deprivation interest procedures used probable value additional substitute procedural safeguards finally government interest including function involved fiscal administrative burdens additional substitute procedural requirement entail see goldberg kelly supra turn first description procedures termination social security disability benefits thereafter consider factors bearing upon constitutional adequacy procedures disability insurance program administered jointly state federal agencies state agencies make initial determination whether disability exists began ceased standards applied procedures followed prescribed secretary see delegated responsibilities powers act ssa see fed reg order establish initial continued entitlement disability benefits worker must demonstrate unable engage substantial gainful activity reason medically determinable physical mental impairment expected result death lasted expected last continuous period less months unable previous work considering age education work experience engage kind substantial gainful work exists national economy regardless whether work exists immediate area lives whether specific job vacancy exists whether hired applied work investigation made state agency acting team consisting physician nonmedical person trained disability evaluation agency periodically communicates disabled worker usually mail case sent detailed questionnaire telephone requests information concerning present condition including current medical restrictions sources treatment additional information considers relevant continued entitlement benefits cm disability insurance state manual dism tl mar information regarding recipient current condition also obtained sources medical treatment dism conflict information provided beneficiary obtained medical sources physician two sources treatment agency may arrange examination independent consulting physician ibid whenever agency tentative assessment beneficiary condition differs assessment beneficiary informed benefits may terminated provided summary evidence upon proposed determination terminate based afforded opportunity review medical reports evidence case file also may respond writing submit additional evidence state agency makes final determination reviewed examiner ssa bureau disability insurance cm usually case ssa accepts agency determination notifies recipient writing informing reasons decision right seek de novo reconsideration state agency cfr upon acceptance ssa benefits terminated effective two months month medical recovery found occurred supp iii recipient seeks reconsideration state agency determination adverse ssa reviews reconsideration determination notifies recipient decision right evidentiary hearing ssa administrative law judge cfr hearing nonadversary ssa represented counsel prior subsequent stages administrative process however claimant may represented counsel spokesmen hearing results adverse decision claimant entitled request discretionary review ssa appeals council finally may obtain judicial review cfr determined point termination benefits claimant disability extended beyond date cessation initially established worker entitled retroactive payments cf cfr hand beneficiary receives payments later determined entitled statute authorizes secretary attempt recoup funds specified circumstances despite elaborate character administrative procedures provided secretary courts held constitutionally inadequate concluding due process requires evidentiary hearing prior termination light private governmental interests stake nature existing procedures think error since recipient whose benefits terminated awarded full retroactive relief ultimately prevails sole interest uninterrupted receipt source income pending final administrative decision claim potential injury thus similar nature welfare recipient goldberg see nonprobationary federal employee arnett see wage earner sniadach see goldberg held due process requires evidentiary hearing prior temporary deprivation emphasized welfare assistance given persons margin subsistence crucial factor context factor present case virtually anyone else whose governmental entitlements ended termination aid pending resolution controversy eligibility may deprive eligible recipient means live waits emphasis original goldberg illustrates degree potential deprivation may created particular decision factor considered assessing validity administrative decisionmaking process cf morrissey brewer potential deprivation generally likely less goldberg although degree difference overstated district emphasized remain eligible benefits recipient must unable engage substantial gainful activity thus contrast discharged federal employee arnett little possibility terminated recipient able find even temporary employment ameliorate interim loss recognized last term fusari steinberg possible length wrongful deprivation benefits also important factor assessing impact official action private interests secretary concedes delay request hearing administrative law judge decision claim currently months since terminated recipient must first obtain reconsideration decision prerequisite invoking right evidentiary hearing delay actual cutoff benefits final decision hearing exceeds one year view torpidity administrative review process cf typically modest resources family unit physically disabled worker hardship imposed upon erroneously terminated disability recipient may significant still disabled worker need likely less welfare recipient addition possibility access private resources forms government assistance become available termination disability benefits places worker family subsistence level see arnett kennedy powell concurring part white concurring part dissenting part view potential sources temporary income less reason goldberg depart ordinary principle established decisions something less evidentiary hearing sufficient prior adverse administrative action additional factor considered fairness reliability existing pretermination procedures probable value additional procedural safeguards central evaluation administrative process nature relevant inquiry see mitchell grant friendly kind hearing rev order remain eligible benefits disabled worker must demonstrate means medically acceptable clinical laboratory diagnostic techniques unable engage substantial gainful activity reason medically determinable physical mental impairment emphasis supplied short medical assessment worker physical mental condition required sharply focused easily documented decision typical determination welfare entitlement latter case wide variety information may deemed relevant issues witness credibility veracity often critical decisionmaking process goldberg noted circumstances written submissions wholly unsatisfactory basis decision contrast decision whether discontinue disability benefits turn cases upon routine standard unbiased medical reports physician specialists richardson perales concerning subject personally examined richardson recognized reliability probative worth written medical reports emphasizing may professional disagreement medical conclusions specter questionable credibility veracity present sure credibility veracity may factor ultimate disability assessment cases procedural due process rules shaped risk error inherent truthfinding process applied generality cases rare exceptions potential value evidentiary hearing even oral presentation decisionmaker substantially less context goldberg decision goldberg also based conclusion written submissions inadequate substitute oral presentation provide effective means recipient communicate case decisionmaker written submissions viewed unrealistic option recipients lacked educational attainment necessary write effectively afford professional assistance addition submissions provide flexibility oral presentations permit recipient mold argument issues decision maker appears regard important context assessment administrative procedures review fully answer objections detailed questionnaire state agency periodically sends recipient identifies particularity information relevant entitlement decision recipient invited obtain assistance local ssa office completing questionnaire important information critical entitlement decision usually derived medical sources treating physician sources likely able communicate effectively written documents welfare recipients lay witnesses supporting cause conclusions physicians often supported results clinical laboratory tests information typically amenable written oral presentation cf gellhorn byse administrative law cases comments ed safeguard mistake policy allowing disability recipient representative full access information relied upon state agency addition prior cutoff benefits agency informs recipient tentative assessment reasons therefor provides summary evidence considers relevant opportunity afforded recipient submit additional evidence arguments enabling challenge directly accuracy information file well correctness agency tentative conclusions procedures contrasted goldberg enable recipient mold argument respond precise issues decisionmaker regards crucial despite carefully structured procedures amici point significant reversal rate appealed cases clear evidence current process inadequate depending upon base selected line analysis followed relevant reversal rates urged contending parties vary high appealed reconsideration decisions overall reversal rate bare statistics rarely provide satisfactory measure fairness decisionmaking process adequacy especially suspect since administrative review system operated openfile basis recipient may always submit new evidence submissions may result additional medical examinations fresh examinations held approximately appealed cases fiscal either reconsideration evidentiary hearing stage administrative process staff report context value reversal rate statistics one means evaluating adequacy pretermination process diminished thus although view information relevant certainly controlling case striking appropriate due process balance final factor assessed public interest includes administrative burden societal costs associated requiring matter constitutional right evidentiary hearing upon demand cases prior termination disability benefits visible burden incremental cost resulting increased number hearings expense providing benefits ineligible recipients pending decision one predict extent increase fact full benefits continue hearings assure exhaustion cases attractive option theoretical right secretary recover undeserved benefits result practical matter substantial offset added outlay public funds parties submit widely varying estimates probable additional financial cost need say experience constitutionalizing government procedures suggests ultimate additional cost terms money administrative burden insubstantial financial cost alone controlling weight determining whether due process requires particular procedural safeguard prior administrative decision government interest hence public conserving scarce fiscal administrative resources factor must weighed point benefit additional safeguard individual affected administrative action society terms increased assurance action may outweighed cost significantly cost protecting preliminary administrative process identified likely found undeserving may end come pockets deserving since resources available particular program social welfare unlimited see friendly supra implicated cases type ad hoc weighing fiscal administrative burdens interests particular category claimants ultimate balance involves determination constitutional system procedures must imposed upon administrative action assure fairness reiterate wise admonishment justice frankfurter differences origin function administrative agencies preclude wholesale transplantation rules procedure trial review evolved history experience courts fcc pottsville broadcasting judicial model evidentiary hearing neither required even effective method decisionmaking circumstances essence due process requirement person jeopardy serious loss given notice case opportunity meet joint comm mcgrath frankfurter concurring necessary procedures tailored light decision made capacities circumstances heard goldberg kelly omitted insure given meaningful opportunity present case assessing process due case substantial weight must given judgments individuals charged congress administration social welfare programs procedures provided assure fair consideration entitlement claims individuals see arnett kennedy white concurring part dissenting part especially prescribed procedures provide claimant effective process asserting claim prior administrative action also assure right evidentiary hearing well subsequent judicial review denial claim becomes final cf boddie connecticut conclude evidentiary hearing required prior termination disability benefits present administrative procedures fully comport due process judgment appeals reversed footnotes eldridge originally disabled due chronic anxiety back strain subsequently found diabetes tentative determination letter indicated aid terminated available medical evidence indicated diabetes control existed limitations back movements impose severe functional restrictions longer suffered emotional problems preclude work qualified app reply letter claimed arthritis spine rather strained back district ordered reinstatement eldridge benefits pending final disposition merits goldberg held pretermination hearing must include following elements timely adequate notice detailing reasons proposed termination effective opportunity recipient defend confronting adverse witnesses presenting arguments evidence orally retained counsel desired impartial decisionmaker decision resting solely legal rules evidence adduced hearing statement reasons decision evidence relied opinion term evidentiary hearing refers hearing generally type required goldberg hew regulations direct state plan federal categorical assistance programs must provide pretermination hearings containing specified procedural safeguards include goldberg requirements see cfr supra appeals fifth circuit simply noting issue correctly decided district case reached conclusion williams weinberger cert pending title provides full finality secretary decision findings decisions secretary hearing shall binding upon individuals parties hearing findings fact decision secretary shall reviewed person tribunal governmental agency except herein provided action secretary officer employee thereof shall brought section title recover claim arising subchapter section provides action shall brought district judicial district plaintiff resides principal place business reside principal place business within judicial district district district columbia shall power enter upon pleadings transcript record judgment affirming modifying reversing decision secretary without remanding cause rehearing findings secretary fact supported substantial evidence shall conclusive two conditions civil action commenced within days mailing notice decision within additional time secretary may permit action filed appropriate district two requirements specify statute limitations appropriate venue waivable parties salfi salfi question whether eldridge satisfied requirements timely raised see fed rules civ proc need considered eldridge exhausted full set available administrative review procedures failure raised constitutional claim bar asserting later district cf flemming nestor decisions different contexts emphasized nature claim asserted consequences deferment judicial review important factors determining whether statutory requirement finality satisfied role factors may play illustrated intensely practical approach adopted cohen beneficial ind loan applying finality requirements grants jurisdiction courts appeals review final decisions district courts empowers review final judgments state courts see harris washington construction laborers curry mercantile nat bank langdeau cohen beneficial ind loan supra sure certain policy considerations implicated cases different relevant compare construction laborers supra mercantile nat bank supra mckart jaffe judicial control administrative action core principle statutorily created finality requirements possible construed cause crucial collateral claims lost potentially irreparable injuries suffered remains applicable given conclusion jurisdiction district proper find unnecessary consider eldridge contention notwithstanding jurisdiction claim mandamus statute administrative procedure act et seq six state vocational rehabilitation agency charged administering state plan vocational rehabilitation act stat amended et seq supp iii acts state agency purposes disability insurance program staff house committee ways means report disability insurance program assignment responsibility intended encourage rehabilitation contacts disabled workers utilize relationships local rehabilitation agencies medical profession work exists national economy turn defined work exists significant numbers either region individual lives several regions country investigation concerning whether claimant returned work usually done directly ssa bureau disability insurance without state agency involvement administrative procedures prior evidentiary hearing differ involved cases possible medical recovery similar however important respect process relies principally written communications provision evidentiary hearing prior cutoff benefits due nature relevant inquiry certain types cases involving agricultural employment ssa office nearest beneficiary conducts oral interview beneficiary part pretermination process ssa claims manual cm information also requested concerning recipient belief whether return work nature extent employment past year vocational services receiving evidence used establish absence continuing disability must writing source properly identified dism disability recipient permitted personally examine medical reports contained file restriction significant since entitled representative choice including lay friend family member examine medical evidence cm see also cfr secretary informs us curious limitation currently review ssa may revise state agency determination manner favorable beneficiary however believes worker still disabled disability lasted longer determined state agency may return file agency consideration light ssa views agency free reaffirm original assessment reconsideration assessment initially made state agency usually persons considered case originally dixon social security disability mass justice recipient agency may adduce new evidence unlike prior levels review de novo district required treat findings fact conclusive supported substantial evidence secretary may reduce payments beneficiary entitled seek payment refund unless beneficiary without fault adjustment recovery defeat purposes act equity good conscience see generally cfr course assumes employee whose wages garnished erroneously subsequently able recover back wages level benefits determined worker average monthly earnings period prior disability age factors directly related financial need specified supp iii see workmen compensation benefits deducted part accordance statutory formula supp iii cfr see richardson belcher amici cite statistics complied secretary indicate mean income family unit disabled worker median income unit mean liquid assets cash stocks bonds family units median statistics take account family unit nonliquid assets automobile real estate like brief et al amici curiae app see infra amici emphasize identical definition disability employed title ii social security program companion welfare system disabled supplemental security income ssi compare supp iii terminated recipient ineligible ssi program exist however state local welfare programs may supplement worker income addition worker household unit qualify food stamps meets financial need requirements see cfr finally approximately disabled workers receiving social security benefits also received ssi benefits since financial need criterion eligibility ssi program disabled workers need majority cases receiving ssi benefits disability insurance aid terminated ssi program pretermination evidentiary hearing provided requested supp iii cfr fed reg see staff report decision purely question accuracy medical diagnosis since ultimate issue state agency must resolve whether light particular worker age education work experience engage substantial gainful work exists national economy yet information concerning worker characteristics amenable effective written presentation value evidentiary hearing even limited oral presentation accurate presentation factors decisionmaker appear substantial similarly resolution inquiry types employment opportunities exist national economy physically impaired worker particular set skills necessarily advanced evidentiary hearing cf davis administrative law treatise statistical information relevant judgment amenable written oral presentation focusing solely reversal rate appealed reconsideration determinations amici overstate relevant reversal rate indicated last term fusari steinberg order fully assess reliability fairness system procedure one must also consider overall rate error denials benefits overall rate moreover reversals occur reconsideration stage administrative process since median period request reconsideration review decision two months brief et al amici curiae app deprivation significantly less concomitant lengthier delay evidentiary hearing netting reconsideration reversals overall reversal rate falls see supplemental reply brief petitioner justice brennan justice marshall concurs dissenting reasons stated dissenting opinion richardson wright agree district appeals prior termination benefits eldridge must afforded evidentiary hearing type required welfare beneficiaries title iv social security act et seq see goldberg kelly add consideration discontinuance disability benefits may cause recipient suffer limited deprivation argument speculative moreover legislative determination provide disability benefits without prerequisite determination need fact presumes need recipient function denigrate indeed present case indicated disability benefits terminated foreclosure upon eldridge home family furniture repossessed forcing eldridge wife children sleep one bed tr oral arg finally also argument worker placed untenable position denied disability benefits may still seek forms public assistance