data processing service camp argued november decided march petitioners provide data processing services businesses generally challenge ruling comptroller currency permitting national banks respondent bank incident banking services make data processing services available banks bank customers district dismissed complaint holding petitioners lacked standing bring suit appeals affirmed held petitioners standing maintain action pp petitioners satisfy case controversy test article iii constitution allege banks competition causes economic injury pp interest sought protected petitioners arguably within zone interests protected regulated statute petitioners aggrieved persons administrative procedure act pp congress preclude judicial review comptroller rulings scope activities statutorily available national banks pp bert gross argued cause petitioners brief milton wessel felix phillips alan rosenthal argued cause respondents brief respondent camp solicitor general griswold assistant attorney general ruckelshaus peter strauss fallon kelly filed brief respondent american national bank trust matthew mitchell leland selna filed brief sierra club amicus curiae urging reversal matthew hale filed brief american bankers association amicus curiae urging affirmance justice douglas delivered opinion petitioners sell data processing services businesses generally suit seek challenge ruling respondent comptroller currency incident banking services national banks including respondent american national bank trust company may make data processing services available banks bank customers district dismissed complaint lack standing petitioners bring suit supp appeals affirmed case petition writ certiorari granted generalizations standing sue largely worthless one generalization however necessary question standing federal courts considered framework article iii restricts judicial power cases controversies recently stated flast cohen terms article iii limitations federal jurisdiction question standing related whether dispute sought adjudicated presented adversary context form historically viewed capable judicial resolution flast taxpayer suit present competitor suit two article iii starting point necessarily track one another first question whether plaintiff alleges challenged action caused injury fact economic otherwise doubt petitioners satisfied test petitioners allege competition national banks business providing data processing services might entail future loss profits petitioners also allege respondent american national bank trust company performing preparing perform services two customers petitioner data systems previously agreed negotiated perform services petitioners suit brought american national bank trust company also comptroller currency comptroller alleged caused petitioners injury fact ruling stated incidental banking services national bank may make available data processing equipment perform data processing services equipment banks bank customers comptroller manual national banks october plaintiff may challenge alleged illegal competition complainant pursues legal interest reason public charter contract legal interest reason statutory protection public interest congress recognized need review administrative action plaintiff significantly involved standing represent public legal interest test goes merits question standing different concerns apart case controversy test question whether interest sought protected complainant arguably within zone interests protected regulated statute constitutional guarantee question thus administrative procedure act grants standing person aggrieved agency action within meaning relevant statute supp iv interest times may reflect aesthetic conservational recreational well economic values scenic hudson preservation conf fpc office communication church christ fcc app person family may spiritual stake first amendment values sufficient give standing raise issues concerning establishment clause free exercise clause abington school district schempp mention noneconomic values emphasize standing may stem well economic injury petitioners rely certainly likely financially injured fcc sanders radio station may reliable private attorney general litigate issues public interest present case apart article iii jurisdictional questions problems standing resolved governance involved rule barrows jackson congress course resolve question one way another save requirements article iii dictate otherwise muskrat statutes concerned trend toward enlargement class people may protest administrative action whole drive enlarging category aggrieved persons symptomatic trend closely analogous case held existing entrepreneur standing challenge legality entrance newcomer business established business allegedly protected valid city ordinance protected unlawful competition chicago atchison tradition hardin kentucky utilities involved section tva act designed primarily protect area limitations private utilities tva competition held explicit statutory provision necessary confer standing since private utility bringing suit within class persons statutory provision designed protect argued chicago case hardin case relevant bank service corporation act stat provides bank service corporation may engage activity performance bank services banks section broader purpose regulating service corporations also response fears expressed senators without prohibition bill enabled banks engage nonbanking activity supplemental views senators proxmire douglas neuberger thus constitute serious exception accepted public policy strictly limits banks banking supplemental views senators muskie clark think congress provided sufficient statutory aid standing even though competition may precise kind congress legislated leaves remaining question whether judicial review comptroller action precluded think great contrariety among administrative agencies created congress respects extent procedures different measures control afford judicial review administrative action stark wickard frankfurter dissenting answer course depends particular enactment review sought turns existence courts intent congress deduced statutes precedents administrative procedure act provides provisions act authorizing judicial review apply except extent statutes preclude judicial review agency action committed agency discretion law supp iv shaughnessy pedreiro referred generous review provisions act case well others see rusk cort construed act grudgingly serving broadly remedial purpose read sympathetic issue presented case stated house report statutes congress merely advisory relate administrative agencies cases preclude judicial review bill statute specific withholding review must upon face give clear convincing evidence intent withhold mere failure provide specially statute judicial review certainly evidence intent withhold review find evidence congress either bank service corporation act national bank act sought preclude judicial review administrative rulings comptroller legitimate scope activities available national banks statutes acts clearly relevant statutes within meaning acts terms protect specified group general policy apparent whose interests directly affected broad narrow interpretation acts easily identifiable clear petitioners competitors national banks engaging data processing services within class aggrieved persons entitled judicial review agency action whether anything bank service corporation act national bank act gives petitioners legal interest protects violations acts whether actions respondents fact violate either acts questions go merits remain decided hold petitioners standing sue case remanded hearing merits reversed remanded footnotes petitioners allege comptroller ruling violates national bank act rev stat seventh provides national banks power exercise incidental powers shall necessary carry business banking intimate view decisions rendered today barlow collins supra issue standing involved national association securities dealers sec investment company institute camp pending petitions writs certiorari